Category: Finances
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Riding the Long Waves: Understanding Secular vs Cyclical Market Trends
In Technology Has Been Eating the World, But It’s About to Exponentially Consume It, I explored how innovation compounds exponentially……how AI, data, and automation are reshaping everything from productivity to investing. And in Why a 12% Annual Return Is Essential to Maintain Your Wealth, I argued that investors need sustained compounding just to stand still,…
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The Coming Fusion of AI and Money: How Stablecoins Will Power the Exponential Economy
When I wrote Technology Has Been Eating the World, But It’s About to Exponentially Consume It earlier this year, I argued that artificial intelligence isn’t just another wave of innovation……..it’s an accelerant for everything that came before it. But what happens when AI collides with money itself? 2026 might be the year we find out.…
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How I Try to Overcome My Behavioural Biases with the 3×3 Loop
In my previous article, I outlined the psychological biases and behaviours that have repeatedly tripped me up as an investor. Understanding those biases was a big step, but knowing them wasn’t enough. I needed a simple framework I could actually use in real time……….before I buy, while I’m holding, and when I exit. That’s how…
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The psychological biases that have held back my investing
What has held me back (and I suspect many others) on my investing journey isn’t a lack of information…….it’s the reactive decisions I’ve made in hot, emotional moments where I FOMO into a trend or panic sell into a falling market. Those choices weren’t random; they were driven by hard‑wired psychological biases. Below, I’ve outlined…
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Bitcoin Cycle Peak Indicators – Update Aug 15 (More Indicators Added)
As per our plan around timing the exit of this crypto cycle, outlined below is where the indicators are currently tracking. New Indicators – Bitcoin Cycle Risk Framework We’ve decided to incorporate some additional indicators courtesy of Jamie Coutts over at RealVision. The Bitcoin Cycle Risk Framework by Jamie Coutts is a data-driven model designed…
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The Collapse of the Old Guard: Why Major Parties Are Losing Touch in Australia and the U.S.
We’re living through a political realignment….and not the kind either side is prepared for. In both Australia and the United States, we’ve seen once-dominant major parties implode under the weight of outdated ideologies, internal dysfunction, and a refusal to evolve with their electorates. I’m not a Trump supporter, nor do I consider myself a Labor…
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Financial Freedom Is Rarely Achieved by Selling Your Time
Are you an employee or a self-employed business owner simply selling your time for money? Most working people fall into one of these two categories…..and as a result, they’re effectively earning an hourly rate no matter how good the title or salary sounds. But a small percentage of the population earn income even while they’re…
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Bitcoin Cycle Peak Indicators – Update May 15
As per our plan around timing the exit of this crypto cycle, outlined below is where the indicators are currently tracking. Here’s a snapshot of where the key indicators currently sit and what they’re suggesting about Bitcoin’s next moves. Since Trump’s inauguration, Bitcoin has paused its upward momentum, largely due to shifting macroeconomic conditions. Like…
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The Most Important Financial Decision You’ll Ever Make Is Who You Build Your Life With
Your most valuable asset isn’t listed in your portfolio. It doesn’t generate quarterly returns or IPO. But it shapes your financial future more than any ETF, property, or startup. It wakes up next to you.It’s seen you at your worst and still loves you.It either compounds your life or quietly drains it. The most important…
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The Power of Compound Investing: How to Grow Wealth Slowly but Surely
If there’s one financial lesson I wish I had learned in high school, it’s the power of compound investing. Unfortunately, this crucial wealth-building principle is rarely taught in schools, leaving many young people unaware of how they can set themselves up for long-term financial success. The truth is, wealth isn’t built overnight—it’s grown over time.…
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Bitcoin Cycle Peak Indicators – Update Feb 15
As per our plan around timing the exit of this crypto cycle, outlined below is where the indicators are currently tracking. Here is a graph that shows where we are in this Bitcoin cycle post-halving compared to other cycles in relation to Bitcoin ATH. Through all previous cycles the BTC price maxed out by the…
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Technology Has Been Eating the World, but It Is About to Exponentially Consume It
In our previous article, we discussed why your investment assets must achieve a 12% annual return to maintain purchasing power. Here, we explore the asset classes that have consistently surpassed this benchmark and propose a thesis around why they will continue to outperform this benchmark through to 2030. Recap: The GDP Problem Recall the formula…