Category: real-estate
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Technology Has Been Eating the World, but It Is About to Exponentially Consume It
In our previous article, we discussed why your investment assets must achieve a 12% annual return to maintain purchasing power. Here, we explore the asset classes that have consistently surpassed this benchmark and propose a thesis around why they will continue to outperform this benchmark through to 2030. Recap: The GDP Problem Recall the formula…
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Calendar Year 2024: Annual Portfolio Review
As we start 2025, we are pleased to report another year of strong performance across our diversified portfolio. With an annual return of 22.26% for the 2024 calendar year, our Internal Rate of Return (IRR) now sits at 17.31% per year since we began tracking it in January 2022, reflecting the continued resilience and strategic…
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Good Debt, Bad Debt, and Crazy Leverage
My journey with debt has been a fascinating one, teaching me how it can either fuel wealth or lead to financial stress. When used recklessly, debt can have dire consequences—especially when it isn’t tied to income-producing assets or when leveraged trades go awry. However, when applied strategically and safely, debt can serve as a powerful…
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Was It Skill or Just Luck?
I genuinely believe much of my success comes down to luck rather than intelligence. I grew up as a white male in a working-class family in a top Western country in the 80s. My parents, both school teachers, valued education and encouraged me to explore academics, sports, and culture. I had access to a free…