Category: Crypto
-
Why a 12% Annual Return Hurdle is Essential to Maintain Your Purchasing Power
Many people don’t realise that if their wages and assets aren’t growing by at least 12% annually, they are effectively becoming poorer. To clarify this concept, I’ve summarised a theory developed by Raoul Pal, a prominent macro investor. Pal’s theory, known as the Everything Code, centres on the debasement of currency by central banks. This…
-
Stablecoins – Crypto’s First Real World Application
In a world where understanding and conviction around the value of cryptocurrency can be rare, stablecoins emerge as a beacon of reliability. Often, when discussing the crypto landscape with those not yet converted, a common refrain is the struggle to grasp its intrinsic value. Despite the relentless pitches about Bitcoin’s potential, many remain unconvinced. However,…
-
Web 3.0: The Evolution from Passive Consumption to Active Execution
Having joined the tech scene around 2007, I unfortunately missed the shift from Web 1.0 to Web 2.0. Nevertheless, my immersion in technology since then has ensured that I’m now an early adopter of Web 3.0. I’ve taken the time to research and form my own views around the meaning of Web 3.0. The internet,…
· Crypto -
Calendar Year 2023 – Annual Portfolio Review
Reflecting on 2023, it proved to be a dynamic year for our portfolio, culminating an annual return of 18.81%. Taking into account the previous years performance this delivers an Internal Rate of Return (IRR) of 14.91% which surpasses our benchmark goal of 14%. An excellent achievement and something that Morgan and I are thrilled about.…
-
How We Will Do Things Differently For Our 3rd Crypto Cycle
In the ever-evolving landscape of cryptocurrency, it’s crucial to learn from past experiences and adapt your approach. After navigating two crypto cycles, we developed a comprehensive strategy for the third cycle, and in this article, I’ll share the details of our plan and how it differs from previous mistakes. A Recap of the Past We…
-
8 Key Mistakes of a Crypto Enthusiast: Lessons from Two Crypto Cycles
Investing in cryptocurrency has been a roller-coaster ride for many, including myself. Over two crypto cycles, spanning from 2017 to 2022, I learned some valuable lessons the hard way. While Bitcoin’s price soared and plummeted, I made my share of mistakes. Some of these being very costly while others losing a small amount of money.…
-
Calendar Year 2022 – Annual Portfolio Review
Reflecting on 2022, it was a challenging yet pivotal year for our portfolio, marked by significant market turbulence but also key opportunities across various asset classes. While we faced a shifting macroeconomic landscape, our portfolio weathered the storm returning 11.14% for the year that although this is below our target of 14%, it was an…
